Blockchain: Criptomoedas e CBDCs nas Cidades Inteligentes através de Bancos Municipais e Moedas Sociais Locais
Blockchain: Cryptocurrencies and CBDCs in Smart Cities through Cities Banks and Local Social Currencies
Keywords:
Cidades Inteligentes, Criptomoedas, CBDCs, Blockchain, Banco Municipal e Moeda SocialAbstract
This work discusses the use of cryptocurrencies and CBDCs as ways to improve the efficiency and security of financial transactions in smart cities. As well as blockchain technology, which is the basis for these digital currencies, it allows safe and fast transactions to be carried out without the need for financial intermediaries. The implementation of blockchain-based financial solutions such as cryptocurrencies and CBDCs can further provide significant benefits for smart cities, such as increased efficiency and reduced costs. Projects such as the Municipal Bank and Social Currencies based on blockchain, from Talca, in Chile and the Municipal Bank and Social Currencies from the city of Niterói, Brazil, were also shown, and their significant impacts on the economy of these localities, helping to increase the efficiency of financial transactions and access to credit for citizens. However, it is important to consider their advantages, disadvantages and regulations as well as popular acceptance of these solutions.
References
ANDRIANTO, Yanuar; DIPUTRA, Yoda. The Effect of Cryptocurrency on Investment Portfolio Effectiveness. Journal of Finance and Accounting, v. 5, n. 6, p. 229-238, Nov. 2018. Disponível em:
https://www.sciencepublishinggroup.com/journal/paperinfo?journalid=171&doi=10.11648/j.jfa.20170506.14. Acesso em: 12 nov. 2021.
ALBINO, V.; BERARDI, U.; DANGELICO, R. M. Smart cities: definitions, dimensions, performance, and initiatives. Journal of Urban Technology, v. 22, n. 1, p. 1-19, 2015.
ÁLVAREZ, L., FERNÁNDEZ, J., & GONZÁLEZ, P., Impacto econômico da TalcaCoin: uma criptomoeda local para cidades inteligentes. Revista de Economia e Tecnologia, v. 12, n. 3, p. 123-136, 2020
BANCO MUNICIPAL. Sobre o Banco Municipal. [S.l.], [2023]. Disponível em: https://bancomunicipal.org/sobre/. Acesso em: 09 maio 2023.
BIS (2020). Central bank digital currencies. Technical report. Disponível em: https://www.bis.org/cbc/publ/dgfdp13.htm. Acesso em: 14 de janeiro de 2021.
BUTERIN, V. (2014). A next-generation smart contract and decentralized application platform. Ethereum.
DOMINGO, I., Decentralized digital currencies: a comparative analysis of bitcoin and ethereum. Journal of Business Research, 85, p. 216-226, 2018
DIRKS, S.; KEELING, M. A vision of smarter cities: how cities can lead the way into a prosperous and sustainable future. New York: IBM Institute for Business Value, 2009.
EXAME.COM. Bank of America: moedas digitais de bancos centrais são o futuro do dinheiro. Exame.com, [S.l.], 17 jan. 2021. Disponível em: https://exame.com/future-of-money/bank-of-america-moedas-digitais-de-bancos-centrais-sao-o-futuro-do-dinheiro/. Acesso em: 09 maio 2023.
JOÃO, Belmiro do Nascimento; SOUZA, Crisomar Lobo de; SERRALVO, Francisco Antonio. Revisão sistemática de cidades inteligentes e internet das coisas como tópico de pesquisa. Cadernos EBAPE.BR, Rio de Janeiro, v. 18, n. 3, p. 619-637, set. 2020. Disponível em:
https://www.scielo.br/scielo.php?script=sci_arttext&pid=S1679-39512020000300619&lng=pt&nrm=iso. Acesso em: 09 maio 2023.
KOMNINOS, N. Intelligent cities: variable geometries of spatial intelligence. Intelligent Buildings International, v. 3, n. 3, p. 172-188, 2011.
Li, Z. (2019). Blockchain-Based Central Bank Digital Currency and Its Impact on the Monetary Policy Transmission Mechanism. Journal of International Financial Markets, Institutions and Money, 59, 1-13.
NUBANK. CBDC: o que é e como funciona. [S.l.], [2023]. Disponível em: https://blog.nubank.com.br/cbdc-o-que-e-como-funciona/. Acesso em: 09 maio 2023.
NUBANK. O que é criptomoeda?. [S.l.], [2023]. Disponível em: https://blog.nubank.com.br/o-que-e-criptomoeda/. Acesso em: 09 maio 2023.
PÉREZ, R., Aplicação de criptomoedas em cidades inteligentes: o caso da TalcaCoin. Revista de Administração Municipal, v. 35, n. 2, p. 78-89, 2019
PETRÓPOLIS. Lei nº 8494/2016. Petrópolis, 2016. Disponível em: http://petropolis.processolegislativo.com.br/areapublica/documento/?Lei/8494/1. Acesso em: 09 maio 2023.
SÁNCHEZ, J., & ARAYA, R. (2018). Desenvolvimento de Banco Municipal e Moeda Social baseada em blockchain na cidade de Niterói. Revista de Tecnologia e Inovação, v. 16, n. 1, p. 45-58, 2018
Sánchez, P. e Araya, P. (2018). Implementing a local digital currency: the TalcaCoin case. Journal of Digital Banking, 3(2), pp. 100-108.
SILVA, G. e OLIVEIRA, P., The benefits of blockchain technology in smart cities: the case of NiteróiCoin. Journal of Smart Cities, v. 1, n. 2, p. 45-52, 2020
SILVA, L., e OLIVERIA, J., Criptomoedas e CBDCs: impactos e desafios para cidades inteligentes. Revista de Ciências da Computação e Tecnologia, v. 18, n. 4, p. 123-136, 2020.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Portugues
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
A Revista Brasileira em Tecnologia da Informação utiliza a licença do Creative Commons (CC), preservando assim, a integridade dos artigos em ambiente de acesso aberto.
